Tower Hill Insurance Group $200,000,000 Senior Credit Facility

Company and Transaction Overview

Tower Hill Insurance Group LLC (“Tower Hill”) completed a $200 million senior credit facility.

  • Proceeds will be utilized to refinance existing debt and to support general corporate purposes.
  • Transaction closed on January 16, 2026.

Tower Hill is a premier managing general agent writing business across 10 states with a core Florida focus.

  • Specializes in the underwriting and placement of residential and commercial property risks.
  • One of the largest residential property and homeowners’ underwriters in FL, with a proven ability to generate profits across multiple market cycles.
  • Over $1.5 billion of written premium in 2025.
  • Underwrites on behalf of Tower Hill Insurance Exchange and other third-party carriers.

Howden Capital Markets & Advisory Role

HCMA acted as transaction advisor to Tower Hill.

  • Acted as an adjunct to Tower Hill’s senior management to achieve optimal execution.
  • Provided objective advice and acted as a management confidant along the way.
  • Key transaction steps led by HCMA included:
    • Assistance in preparing financial packages and presentations for bank lenders.
    • Assisting in negotiating transaction fees and terms for Tower Hill.
    • Offered insight around key transaction terms & conditions.
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